Merchant Cash Advance

Get fast access to working capital based on your future sales. Perfect for businesses with consistent credit card or debit card transactions. No collateral required, flexible repayment that adjusts to your revenue.

Funding in 24-48 hours $10K - $5M available No collateral required Bad credit OK
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Quick Qualification Check

See if you pre-qualify in seconds

$10,000 - $5,000,000 Funding amounts available
  • 6+ months in business
  • $10,000+ monthly revenue
  • Active business bank account
Check Your Rate

No impact to your credit score

Benefits

Why Choose a Merchant Cash Advance?

Lightning Fast Funding

Receive funds in as little as 24-48 hours after approval. No waiting weeks for bank decisions.

Flexible Repayment

Payments adjust based on your sales volume. Pay less during slow periods, more during busy times.

No Collateral Required

Your future sales are the only requirement. No need to put up personal or business assets.

High Approval Rates

Credit scores as low as 500 considered. We focus on your business performance, not just credit history.

How Merchant Cash Advance Works

A merchant cash advance provides your business with a lump sum of capital in exchange for a percentage of your future credit card sales. It's not a loan—it's a purchase of your future receivables.

Repayment happens automatically as a small percentage of each day's credit card sales, making it easier to manage cash flow during slower periods.

  • Apply online in 10 minutes
  • Get approved same day
  • Funds deposited in 24-48 hours
  • Automatic daily repayment

Ready to Get Funded?

Apply now and see your options in minutes. No obligation, no credit impact.